{"id":1567,"date":"2019-09-01T11:00:31","date_gmt":"2019-09-01T11:00:31","guid":{"rendered":"https:\/\/harbazov.com\/?page_id=1567"},"modified":"2020-01-23T22:41:47","modified_gmt":"2020-01-23T22:41:47","slug":"insurance","status":"publish","type":"page","link":"https:\/\/harbazov.com\/en\/insurance\/","title":{"rendered":"Harbazov | Law Firm"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1567\" class=\"elementor elementor-1567\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4b4ef3b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4b4ef3b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c1c7cc5\" data-id=\"c1c7cc5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c62a549 elementor-widget elementor-widget-menu-anchor\" data-id=\"c62a549\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"insurance_law\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8eff7d1 elementor-widget elementor-widget-spacer\" data-id=\"8eff7d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bbc9ae elementor-widget elementor-widget-image\" data-id=\"3bbc9ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/08\/\u043b\u043e\u0433\u043e2-copy-2-100x100.png\" title=\"\u043b\u043e\u0433\u043e2 copy 2\" alt=\"\u043b\u043e\u0433\u043e2 copy 2\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51e209c elementor-widget elementor-widget-heading\" data-id=\"51e209c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Insurance law<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-834c4b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"834c4b7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f782bc4\" data-id=\"f782bc4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd8226e elementor-widget elementor-widget-text-editor\" data-id=\"cd8226e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u2022 Comprehensive legal services for Insurance companies and Insurance brokers;<br \/>\u2022 Communication with state and municipal authorities regarding insurance issues;<br \/>\u2022 Comprehensive legal services to victims of road accidents, occupational accidents, accidents during vacation, public and professional liability, medical negligence and claims of another nature;<br \/>\u2022 Objection against refusal by an insurance company to pay compensation, negotiation and drafting of agreements for voluntary settlement<br \/>\u2022 Legal representation in all types of insurance cases before all courts.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-35d807a elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"35d807a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-5285966\" data-id=\"5285966\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-495a165 elementor-widget elementor-widget-image\" data-id=\"495a165\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/harbazov.com\/en\/insurance\/#insurance_law\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1020\" height=\"1024\" src=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/insurance_law_icn_plain-1020x1024.png\" class=\"attachment-large size-large wp-image-1618\" alt=\"\" srcset=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/insurance_law_icn_plain-1020x1024.png 1020w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/insurance_law_icn_plain-150x150.png 150w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/insurance_law_icn_plain-300x300.png 300w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/insurance_law_icn_plain-768x771.png 768w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/insurance_law_icn_plain-600x602.png 600w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/insurance_law_icn_plain-100x100.png 100w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/insurance_law_icn_plain.png 1520w\" sizes=\"(max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1f4ef7 elementor-widget elementor-widget-heading\" data-id=\"a1f4ef7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/harbazov.com\/en\/insurance\/#insurance_law\">Insurance law<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-14c413f\" data-id=\"14c413f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5739c0 elementor-widget elementor-widget-image\" data-id=\"b5739c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/harbazov.com\/en\/commercial\/#commercial_law\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1020\" height=\"1024\" src=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/commercial_law_icn_plain-1020x1024.png\" class=\"attachment-large size-large wp-image-1620\" alt=\"\" srcset=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/commercial_law_icn_plain-1020x1024.png 1020w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/commercial_law_icn_plain-300x300.png 300w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/commercial_law_icn_plain-150x150.png 150w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/commercial_law_icn_plain-768x771.png 768w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/commercial_law_icn_plain.png 1520w\" sizes=\"(max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65a2cb8 elementor-widget elementor-widget-heading\" data-id=\"65a2cb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/harbazov.com\/en\/commercial\/#commercial_law\">Commercial law<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-f44ab64\" data-id=\"f44ab64\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e880bcf elementor-widget elementor-widget-image\" data-id=\"e880bcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/harbazov.com\/en\/property-law\/#property_law\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1020\" height=\"1024\" src=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/property_law_icn_plain-1020x1024.png\" class=\"attachment-large size-large wp-image-1625\" alt=\"\" srcset=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/property_law_icn_plain-1020x1024.png 1020w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/property_law_icn_plain-150x150.png 150w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/property_law_icn_plain-300x300.png 300w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/property_law_icn_plain-768x771.png 768w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/property_law_icn_plain-600x602.png 600w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/property_law_icn_plain-100x100.png 100w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/property_law_icn_plain.png 1520w\" sizes=\"(max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c5aaa0 elementor-widget elementor-widget-heading\" data-id=\"1c5aaa0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/harbazov.com\/en\/property-law\/#property_law\">Property and bond law<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-8c69de7\" data-id=\"8c69de7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45f10ec elementor-widget elementor-widget-image\" data-id=\"45f10ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/harbazov.com\/en\/family-law\/#family_law\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"1024\" src=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/family_law_icn_plain-1020x1024.png\" class=\"attachment-large size-large wp-image-1621\" alt=\"\" srcset=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/family_law_icn_plain-1020x1024.png 1020w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/family_law_icn_plain-300x300.png 300w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/family_law_icn_plain-150x150.png 150w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/family_law_icn_plain-768x771.png 768w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/family_law_icn_plain.png 1520w\" sizes=\"(max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b04922f elementor-widget elementor-widget-heading\" data-id=\"b04922f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/harbazov.com\/en\/family-law\/#family_law\">Family and inheritance law<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-0bf8fea\" data-id=\"0bf8fea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b38ef8a elementor-widget elementor-widget-image\" data-id=\"b38ef8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/harbazov.com\/en\/foreign-investments\/#foreign_investments\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"1024\" src=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/invest_icn-1020x1024.png\" class=\"attachment-large size-large wp-image-1666\" alt=\"\" srcset=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/invest_icn-1020x1024.png 1020w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/invest_icn-150x150.png 150w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/invest_icn-300x300.png 300w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/invest_icn-768x771.png 768w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/invest_icn-600x602.png 600w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/invest_icn-100x100.png 100w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/invest_icn.png 1520w\" sizes=\"(max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec1606a elementor-widget elementor-widget-heading\" data-id=\"ec1606a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/harbazov.com\/en\/foreign-investments\/#foreign_investments\">Foreign investments<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-6d24883\" data-id=\"6d24883\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e19d5e2 elementor-widget elementor-widget-image\" data-id=\"e19d5e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/harbazov.com\/en\/arbitration\/#arbitration\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"1024\" src=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/process_law_icn-1020x1024.png\" class=\"attachment-large size-large wp-image-1627\" alt=\"\" srcset=\"https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/process_law_icn-1020x1024.png 1020w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/process_law_icn-150x150.png 150w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/process_law_icn-300x300.png 300w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/process_law_icn-768x771.png 768w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/process_law_icn-600x602.png 600w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/process_law_icn-100x100.png 100w, https:\/\/harbazov.com\/wp-content\/uploads\/2019\/09\/process_law_icn.png 1520w\" sizes=\"(max-width: 1020px) 100vw, 1020px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3e5fc7 elementor-widget elementor-widget-heading\" data-id=\"b3e5fc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/harbazov.com\/en\/arbitration\/#arbitration\">Legal representation and Arbitration<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-54a0beb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54a0beb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cac5d3c\" data-id=\"cac5d3c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c32a53c elementor-widget elementor-widget-spacer\" data-id=\"c32a53c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0417\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u0442\u0435\u043b\u043d\u043e \u043f\u0440\u0430\u0432\u043e \u2022 \u041a\u043e\u043c\u043f\u043b\u0435\u043a\u0441\u043d\u043e \u043f\u0440\u0430\u0432\u043d\u043e \u043e\u0431\u0441\u043b\u0443\u0436\u0432\u0430\u043d\u0435 \u043d\u0430 \u0417\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u0442\u0435\u043b\u043d\u0438 \u0434\u0440\u0443\u0436\u0435\u0441\u0442\u0432\u0430 \u0438 \u0417\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u0442\u0435\u043b\u043d\u0438 \u0431\u0440\u043e\u043a\u0435\u0440\u0438;\u2022 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